• Lasts for up to 125 year less one day

• Must always have at least 2 trustees. (issue remoter issue or charities)

• Reasons for HPT

• Exempt from probate. Saving 4%-7% or more of estate value

• Trust owns the property not the estate. 

• Safe from creditors and or new spouse and Trustees’ spouses

• Trustees/Beneficiaries can look after their inheritance

• The Trustees are not able to raise capital without donor permission. 

• Donor is the only person able to appoint new Trustee and or remove existing 

• Trustee whilst able and willing. 

• Trustee spouse is unable to claim benefit from Trust

• As a consequence property is exempt from Long Term Care Fees.